i The Frugal Law Student | 2006 | November

Law School
Personal Finance

Young and in Debt: Week 2

Written by Brett McKay

This week’s USA Today Young and In Debt profile is about Heather Schopp. She’s 29 years old and has over $165,000 in student loans. She’s working two jobs to pay them off, but she’s still having a hard time making ends meet.

Part of her problem is she’s living in Long Beach, CA where rent for her “not even a full one bedroom” apartment is $800. She needs to get the heck out of California and move to someplace where the cost of living is way lower. She works as a chiropractor, so I’m sure she can find that kind of work somewhere else. If she’s not going to leave California, at least should get a roommate.

Phillip Cook gives planer’s advice for individuals in similar circumstances as Miss Schopp.

  1. Set a budget
  2. Cut interest rate expenses (Schopp has $9,000 in credit card debt. Her interest rate is 16%. When it comes to credit card debt, Frugal Law Student has little sympathy.)
  3. Reduce living expenses
  4. Increase Income

Nothing new or exciting. Just common sense stuff. Let’s hope Miss Schopp puts this advice to practice.

Posts I liked this week

Written by Brett McKay

Sorry for the delay. I’ve been sick all weekend. Thankfully, I didn’t get too far behind, because I already have my outlines done.

Law School

Personal Finance

Easy Thanksgiving Leftover Recipe

Written by Brett McKay

One of my favorite things about Thanksgiving is the leftovers. I have enough food to last me until next week, which means no need to grocery shop, which means I save money.

The problem with leftovers, though, is they take up a lot of space in the refrigerator because you have so many different containers storing your food.

A great way to solve that problem is to make a Thanksgiving Leftover Casserole. Here’s how you do it.

  1. Get a casserole dish
  2. Start with a layer of stuffing.
  3. Move to a layer of wild rice.
  4. Layer of corn
  5. Layer of turkey
  6. Layer of mash potatoes
  7. Top it off with gravy

There you go. A tasty Thanksgiving leftover meal that saves room in the fridge. Enjoy.

Happy Thanksgiving

Written by Brett McKay

Happy Thanksgiving! I hope you and yours have a great day of eating your body weight in stuffing and pumpkin pie.

My list of what I’m thankful for…

  1. My wife, Mrs. Frugal Law Student. She puts up with my sometimes excessive frugalness and has given me much needed emotional support during my first year of law school.
  2. Diet Mt. Dew. I couldn’t get through the day without this delicious caffeinated nectar.
  3. My in-laws. They let Mrs. FLS and I live rent free in their home.
  4. Westlaw and Lexis points.
  5. My law school library. It has saved me tons of money and has helped me understand my courses.
  6. All my readers. Thanks for taking the time to read The Frugal Law Student. I hope some of my posts have benefited you.

Happy Thanksgiving!

Free Course Outlines

Written by Brett McKay

Finals are few weeks away. Do you have your course outline ready?

If you’re like most law students, you probably haven’t even started on it. Instead of stressing out, I suggest you look for a good commercial outline for your course.

I am NOT suggesting that you rely solely on the commercial outline for preparation. Rather, you should use it as a skeleton of how you’re going to organize your outline. You should then supplement the outline with your teacher’s notes. You should also be aware of faulty information in outlines.

Only a sucker would spend money on outlines. So, to help you all you frugal legal eagles out there prepare for exams without breaking the bank, I’ve compiled a list of resources you can use to get FREE course outlines.

Hacks for Beta Blogger

Written by The Frugal Law Student

This is my first serious blog I have ever run. I only know enough HTML to get me in trouble, so to make up for my lack of computer savvy, I’ve been using Beta Blogger. Publishing and modifying your layout is super easy, however, there is only so much you can do with the WYSIWYG editor. If you want to do some cool stuff, you’re going to have to mess with the HTML. The problem with Beta is the code is a bit different on account of the WYSIWYG editor.

Luckily, there are several blogs out there dedicated to helping Beta Blogger users modify their blog. Because of these hacks, I’ve been able to add a third column, a recent comment section, trackback, a new banner, and RSS links to the Frugal Law Student. It was much easier than I thought it would be.

The only problem is that these different hacks are on different blogs. It was pretty time consuming to look for all of them. So, to help those who are looking to change up their Beta Blogger save some time, I’ve compiled a list of where you can find specific hacks.