Law School
Personal Finance

An Ounce of Prevention

Some religions recognize two types of sins-those of commission (things you actively do-ie, stab someone) and sins of omission (something you didn’t do, ie, saw an old lady, and didn’t help her across the street.) There are frugal sins of omission and commission too. We all know to be thrifty one should avoid plunking down $600 smakaroos for a new Play Station 3. But we can also not do things that will cost us later. Here are some things to not not do.

1. Oil changes. Yeah, they’re annoying and expensive. But not as annoying as expensive as replacing some $1000 part that broke because it wasn’t properly lubed.

2. Dental hygiene. This is something I have been trying to impress upon Mr. FLS, who before he met me was not a regular flosser. Twice daily tooth brushing and flossing may not be fun or spectacular, but knowing that you can prevent a $100 cavity filling will give those pearly whites something to really smile about.

3. Exercise and Eat Right. JD does a great job outlining the monetary benefits of staying fit on his post, “Extra Weight, Higher Costs.” Basically by avoiding obesity you can avoid higher medical costs and the loss of money from employers who discriminate.

4. Take Care of Your Clothes. Clothes are expensive. Every time you wash them, you wear them out. And the sooner they wear out, the sooner you have to replace them. So whenever I take off a shirt I smell the pits for odor. No odor, so washy. Fight the urge to just throw it in the laundry basket. And I don’t wash my pants for a couple of weeks. They seriously don’t smell. Now as a caveat, I am not sweating profusely or shoveling manure in them, and I am not wearing them every day. If you are, please wash more often. Also note that you will save energy costs by doing less laundry.