i The Frugal Law Student | 2007 | January

Law School
Personal Finance

RetailMeNot for coupons to online stores

Written by Mrs. FLS

RetailMeNot is a nifty site that allows you to look up for coupon offers on any online store. it also lets you know if people have been having success with the codes or not. I’ll be using this to find deals at Office Depot for all my GTD needs.

Thanks Consumerist!

Carnival of Person Finance is up at Blueprint for Financial Prosperity

Written by Mrs. FLS

Blue Print for Financial Prosperity is hosting this week’s personal finance carnival. Thanks, Jim, for including my submission.

College Students: Get free music downloads (with a catch)

Written by Brett McKay

I found this article in this morning’s New York Times about big labels offering free music to college students. However, there will be some substantial restrictions. The service is called Rukus Network. They’ve licensed music from big labels at a reduced fee and are offering downloads for free. You have to download Rukus software to download and play music. Also, schools have to agree to install a server on their campus networks.

Sounds pretty swell. Problem is if you want to transfer your mp3’s from Rukus to your mp3 player. You have pay $5 a month and it only works with players made by Creative and ScanDisk. The music won’t play on the Zune or the iPod. Boo.

I guess this could still be useful if you wanted to test run some songs before you decided to buy the cd or download it off of iTunes. However, streaming audio like Pandora and other places are probably just as good for discovering new music.

Blawg Review at Legal Andrew

Written by Mrs. FLS

Legal Andrew is this week’s host of Blawg Review. He’s done a bang-up job presenting the posts in a Getting Things Done Theme. Here’s some of my favorite posts:

Posts I liked this week

Written by Mrs. FLS

Law School

Personal Finance

Stop the Junk Mail and Phone Solicitors

Written by Brett McKay

The New York Times has a good article on getting off the lists of direct marketers. Here are some of the highlights

Phone Solicitations
Got to donotcall.gov to register your phone number. You can do this with your cell.

Junk Mail
You can go to the Direct Marketing Association’s online form to request to be taken off the lists.

Use your e-mail service’s span filter.

Credit Card Offers
I hate these things. Major credit bureaus allow you to opt out for prescreened credit card offers for years by filling out a form here.

Another avenue to stop the credit offers is to the credit freeze. This is the kind of the atomic bomb option. The article suggests only doing this if you think you’ve been the victim of identity theft.

Get Spybot or Ad-aware to get rid of the spyware. These can be downloaded at download.com.
DoubleClick is a company that that collects data for online marketers. They have a page that shows you how to prevent your computer from giving out info. Lexis Nexis has giant people directory that includes your social security number. You can try to request that your name be taken off the list, but you have to be the victim of identity theft before Lexis will consider it.

Real Estate Filings
Whenever you file a deed, information about you is open to the public. Many companies use government records to compile list of new homeowners so they can send you coupons and the such. There’s not much you can do about this because the records are open to the public. The article suggests getting a lawyer to help in the process.