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Personal Finance

Han Solo Your Credit Cards


I’ve written about controlling impulse spending by practicing tantric shopping. Well, if that’s still not helping, here’s a fail safe way to control your impulse buying, especially with credit cards. I call it the Han Solo frozen carbonite method. If you’ll remember, in Star Wars: The Empire Strikes Back, Han Solo is frozen in carbonite and delivered to Jabba the Hutt. In Return of the Jedi, Luke saves him.

How To Han Solo Your Credit Cards

We’re going to do the same thing to your credit cards that Boba Fett did to Han Solo. Round up all your credit cards. If debit cards contribute to your impulse spending, get them, too. Throw them all in a plastic bag and fill the bag up with water. Now, put them in the freezer and walk away. Instead of carbonite, your credit cards will be frozen in a couple of inches of solid ice. When the urge to spend comes, you’ll have to wait a few hours while the ice containing your cards melts. This gives you some time to think over whether you really need make the purchase.