i The Frugal Law Student | 2008 | February

Law School
Personal Finance

The Carnival of twenty something finances is here!

Written by Tony Marrone

Welcome to the February 25, 2008 edition of twenty something finances hosted by The Frugal Law Student. There were many great submissions for this edition, and I’d just like to thank all of the authors for their submissions.

Editor’s Picks

Mark Butler presents What Does a Millionaire Sound Like? posted at The Butler Project.

Steve Faber presents – Credit Score Ranges – Getting to the Next One Up Could Pay Off Big Time posted at Debt Free.

f.f. presents The Dratted Engagement Ring posted at Feminist Finance.

Sagar Satapathy presents How To: Manipulate Del.icio.us to Drive Visitors and Dollars to Your Site, 20 Tips and Tricks posted at Smart Shopper: Personal Finance Advisor.

KCLau presents How Recession Happens? 8 Tips to Prepare for it! posted at KCLau’s Money Tips.

Erica Douglass presents The REAL American Dream (Hint: It?s NOT Owning A House!) posted at erica.biz – Erica Douglass challenges you to change your life! What is holding you back from your dreams?.

Theories of Frugaltivity

the simple nickle presents Spending POP QUIZ: Food posted at the simple nickle.

Raymond presents Student Credit Cards – Credit Knowledge Is Power posted at Money Blue Book.

Brooke presents For Gals and Guys: How to Become Low-Maintenance posted at Dollar Frugal.

Tip Diva presents Top Ten Tips – Hitting Holiday Sales posted at Tip Diva.

Personal Finance Claims presents How You Might Soon End Up With A Blocked Credit Card posted at Personal Finance Claims.

Adfecto presents Wedding Season Has Arrived posted at Adfecto Abundantia – Aspire 2 Wealth.

ChristianPF presents Beginner tips on money management posted at Christian PF.com.

the simple nickle presents Does Your Costco Card Really Save You Money? posted at the simple nickle.

KCLau presents Don’t spend the money you don’t have, to buy the thing you don’t need, to please the people you don’t like! posted at KCLau’s Money Tips.


Abdulrasool Sumar presents 5 Mortgage Lessons to Learn from the Rich posted at Mortgage Calculator.

Edith presents How to Get Started Investing in Real Estate posted at Stewart Hsu.

Tejvan Pettinger presents Easiest way to save money for a House posted at UK House Prices.

Boiler Room

Tyler presents 5 Reasons To Buy and Hold posted at Dividend Money.

The Investor presents The secret to investing when stock markets are falling posted at Monevator.com.

Dave presents High Dividend Yield Plus Capital Gain Potential posted at Cheapo Groovo.

Oscar DaGrouch presents Anatomy of a successful options transaction posted at Make me money.

FIRE Finance presents $25 Signup Bonus from Revolution Money Exchange! posted at FIRE Finance.
Aussie Investor presents How To Start Investing In The Stock Market posted at Stock Market Investing For Beginners.

Oscar DaGrouch presents An argument against reinvesting dividends posted at Make me money.

LIVING OFF DIVIDENDS presents Can You Retire On Less Than $3,000 A Month? posted at LIVING OFF DIVIDENDS.


The Happy Rock presents Free 80 Hour Dual Tuner Series 2 SD Tivo Promotion Through Kidzone posted at The Happy Rock.

Kenton Newby presents Focusing on Leverage posted at KentonNewby.com.

Super Saver presents Building Wealth: Just Start Doing It posted at My Wealth Builder.

Wenchypoo presents Working for Perks and Benefits—Revised for 2008 posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Jennifer presents The Freebie Diva: Cash Crate posted at The Freebie Diva.

Nick at BnG presents The Beernut Gallery – 8 Quality Calculators posted at The Beernut Gallery.

That concludes this edition. Submit your blog article to the next edition of
twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page. Be sure to check out the carnival in two weeks, which will be hosted by Her Every Cent Counts.

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Health Supplements For Law Students

Written by Brett McKay


Photo by DRB62

Law students not only need supplements for their classes, they need supplements for their health.

Law school is taxing both on your mind and body. A law student can easily put in a 12 hour day of non-stop studying. When I was working on my law review article last semester, I often worked from 7 AM to 10 PM to get it done. If you’re not taking care of your body, all this work and stress can land you in the hospital. (Note: That’s what happened to me last year.) A law student cannot afford to miss a week of classes and studying!

In addition to exercising regularly and eating well, law students should consider taking a few nutritional supplements to help them make it through the law school experience. Vitamin/herbal supplements used in conjunction with exercise and diet can not only keep you from getting sick, they also might help you perform better come exam time.

Here’s a run down of supplements that I’m currently taking to keep me healthy and to boost my brain power:

  1. Vibrant C. Vibrant C is a drink mix full of vitamin C and other vitamins and minerals. I start drinking this during cold season in order to boost my immune system. I don’t have time to be sick in law school, so any way I can prevent coming down with something is welcomed.
  2. Daily Vitamin Supplement. While eating a well balanced diet to get all the vitamins and nutrients you need is ideal, sometimes law students don’t have time to eat healthy. That’s where a daily vitamin supplement can come in. You’ll get all your daily recommended vitamins in one little pill.
  3. Ginkgo Biloba. Studies have shown that regular consumption of Ginkgo helps improve thinking, learning, and memory. In law school, that’s all you do. Taking Ginkgo won’t turn you into a super genius, but every little thing helps. Studies also show that ginkgo helps ward off depression. This is particularly useful in law school where depression is unfortunately quite common.
  4. Fish Oil. Fish oil is full of omega 3 fatty acids. Research has shown omega 3 fatty acids have several health benefits. The benefits that law students should be interested in include better brain function and less depression. Omega 3 improves memory, recall, reasoning, and focus; all important skills on law exams. There is some evidence it boosts the immune system as well.
  5. Yerba mate. Yerba mate is a tea made from a shrub in South America. The benefits of yerba mate are similar to those of green tea. I’ve been able to kick my soda habit by switching to yerba mate. I get the benefits of the energy boost from the natural caffeine, along with health benefits from all the antioxidants. Plus it energizes you without the jittery feeling coffee or energy drinks can give.
  6. 5 Hour Energy. If this stuff was cheaper, I would take it everyday. It is an energy drink that actually lives up to its claim. It makes you feel energized, focused, and ready to take on the world. All without the jitters or the crash when it wears off. I take one of these shots before all my final exams and they power me through those stressful 3-4 hour periods.

Do You Have a Blog? Share it with us!

Written by Brett McKay

Photo by Vicki

I know many FLS readers have blogs of their own. I try to check out the sites of those who comment and I’ve been really impressed with all of them that I’ve seen. I’m curious how many of you all have a blog of your own. If you have a blog, please post a link to it in the comments. It doesn’t have to be about personal finance or law school. Even if its about your family or your dog, I’d love to check it out. This is a great opportunity to brag about your blog and spread the word about it.

I’m looking forward to checking out all your sites!

The Frugal Law Student Month In Review- January 2008

Written by Brett McKay

Wow. January went by fast. Classes started three weeks ago and I think I’m finally back into the swing of things. I’ve got full schedule this semester. I’m taking Evidence, Civil Procedure II, Advanced Torts, Estate Law, and Legal Drafting. Plus I’ll have some law review responsibilities thrown in there.

FLS welcomed new a contributor, Tony Marrone, last month. He’s cranked out some great material for the site. Tony’s also writing at Wise Bread, so make sure to check him out there as well.

I mentioned a few weeks ago about my new project, The Art of Manliness. We’ve had very successful first month. We were fortunate enough to get a post on the Digg front page which brought in TONS of traffic. There’s already 559 subscribers at the site. It took me about year to get that many on FLS. Hopefully it can keep up its momentum.


FLS had 24,592 visitors during January. That’s down from the 26,000 we had in December, but in December FLS was lucky enough to have 10 Ways to Be an Excellent House Guest featured in Lifehacker. That brought in lots of traffic.

RSS subscriptions are up to 894. We peaked at 904 during January. Just one hundred more and we’ll have 1,000. Thank you to all my loyal readers who subscribe and have shared FLS with others.

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